There is no denying the fact that auto insurance applies to recreational vehicles as well, and in more ways than one. Insurance is meant to protect you from the hardships that may come from loss or damage, particularly to life and limb. Car insurance is meant to protect you from the hardships that may come from damage or loss to your car or by reason of it.
People get hurt all the time in car accidents, and many even lose their lives. Accidents are also responsible for extensive damage that could occur to your car and to other people's property, and the costs incurred could be excessive to the point of running you bankrupt. It is even that much more important when what you are dealing with is a recreational vehicle, the kind that affords many of the comforts of home during travel on the road.
Some RVs are equipped with microwave ovens, bathrooms, showers, televisions, beds... name it! The RV parks may offer individual parking spaces and utility hookups, and provide a convenient place to park on overnight trips, but they don't offer the protection or security that only insurance can provide against damage or theft, or what have you.
It goes without saying; you need recreational vehicle insurance, and you had best get it from some of the better known names in automobile insurance in the United States today, including Allstate, GEICO, or Nationwide. Fortunately, they all have packages specially outfitted for RVs; and all you really need to do is sign up to their websites and compare their rates and quotes to know where you belong. Why, I did!
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